GoldfinchGFI

Goldfinch generated $32.8M in gross revenue from Aug 2021 to Aug 2026 (1832 days), with $3.9M retained as net revenue. Its primary token utilities include Staking Rewards, Staking Access, Service Payments, Vote Escrow, and Other.

This averages $$17.9K in daily gross revenue across the tracked period.

GFI accrues value through 1 mechanism: Direct Revenue Share.

• Direct Revenue Share: An earmarked percentage of protocol fee revenue (currently proposed at 50%) is distributed as FIDU tokens to members who have locked both GFI and capital in membership vaults, calculated using the Cobb-Douglas function.

No, Goldfinch does not currently burn GFI tokens. The protocol does not employ a buy-back-and-burn or direct token burn mechanism.

GFI serves 5 primary functions within the Goldfinch ecosystem: Staking Rewards, Staking Access, Service Payments, Vote Escrow, and Other. The protocol generates fees from user activity. Value flows back to token holders through Direct Revenue Share.

Token utilities:

• Staking Rewards: FIDU stakers earn GFI rewards through Senior Pool liquidity mining at variable rates, and members who lock both GFI and capital in membership vaults earn FIDU-denominated Member Rewards from protocol fees.
• Staking Access: Participation in the Goldfinch Membership system requires locking both GFI and invested capital in dedicated vaults to access Member Rewards and enhanced governance voting power.
• Service Payments: Borrowers must stake GFI equal to double the Auditor approval cost to create a Borrower Pool, with the first half consumed to pay for the initial Auditor approval and the remainder redeemable only after full loan repayment.
• Vote Escrow: Members who lock GFI in membership vaults receive enhanced governance voting weight calculated using a linear scaling factor based on lockup duration, with a maximum four-year lockup receiving full weight.
• Other: Snapshot governance polls employ quadratic voting mechanics weighted by GFI token balance, providing a separate off-chain governance layer where larger holders have diminishing marginal voting influence.

Value accrual mechanisms:

• Direct Revenue Share: An earmarked percentage of protocol fee revenue (currently proposed at 50%) is distributed as FIDU tokens to members who have locked both GFI and capital in membership vaults, calculated using the Cobb-Douglas function.

In 2026, Goldfinch generated $108.2K in gross revenue. Of that, $21.6K was retained as protocol revenue (treasury), $86.6K went to supply-side participants (e.g. liquidity providers).

Year-by-year revenue breakdown:

• 2026: $108.2K gross revenue — $21.6K to protocol, $86.6K to supply-side
• 2025: $1.8M gross revenue — $210.8K to protocol, $1.6M to supply-side
• 2024: $6.6M gross revenue — $709.3K to protocol, $5.8M to supply-side

Goldfinch's gross revenue has decreased by 94.7% over the past 90 days compared to the prior 90-day period, from $100.4K to $5.3K.

• Recent 90d daily average: $59/day
• Prior 90d daily average: $1.1K/day